Buying
If you are buying in DFW, we start with the price range, the property, and which loan you can actually use. Conventional, FHA, VA, jumbo, construction, and investment property are all loans I originate, including for self-employed income.
Home loans, including the ones that don't fit the box. Tell me the deal.
I originate home loans under the name Pruitt Approved. Purchase and refinance. I office in Fort Worth, live in Aledo, and work with people across Dallas–Fort Worth.
Purchase and refinance
Refinancing
If you already own the house, the question is whether a new loan changes the payment, the term, or the cash you need. I will tell you if it does not pencil out.
Loans I do
Home loans
- Conventional The standard loan for buyers with steady income and decent credit.
- FHA For buyers whose credit or savings need a little more room.
- VA For veterans, service members, and eligible surviving spouses. You earned it.
- Jumbo For when the house costs more than the standard loan limits allow.
- Construction For building a house instead of buying one already standing.
- One-time close construction For builders who'd rather sign the closing papers once and be done.
- Two-time close construction For people who want the build loan and the long-term mortgage handled separately.
Beyond the box
Non-QM
- Bank statement For self-employed borrowers whose tax returns undersell what they actually make.
- Asset depletion For people with real savings and not much paycheck. Your assets count as income.
- DSCR For investors. The rent qualifies the loan, not your W-2.
- P&L only For business owners who can show a profit and loss statement instead of years of tax returns.
- Interest-only For borrowers who want a lower payment up front and have a plan for the principal.
- ITIN For borrowers who file taxes with an ITIN instead of a Social Security number.
Private and commercial
- Private money For deals a bank won't touch but still make sense.
- Hard money For investors who care more about the property than the paperwork.
- Commercial For property that's a business, not a home.
Where I work
The office is in Fort Worth at 1800 W. Bowie St. Ste 200B-F, Fort Worth, TX 76110. I live in Aledo. Most of the files I handle are in the Dallas–Fort Worth area.
Based in Fort Worth, lending across DFW and beyond. Out-of-state deal? Ask. If I can't do it, I'll get you to someone who can.
The loans are through True North Home Loans, a division of American Pacific Mortgage. Pruitt Approved is my name on the work, not a separate company.
How to start
Call or email. Say whether this is a purchase or a refinance, and name the city the property is in. I will tell you what I need next.
Phone: 817-729-6559
Email: matt@pruittapproved.com
Apply Now
Ready to go? The full application is secure. Start it whenever you're ready.
Reviews
Don't take my word for it. Read what clients said.
- ★★★★★
“Had some bumps along the way, and they worked hard to get everything squared away and set up to close on a tight deadline. Couldn't recommend more.”
Ty Whaley · 2026 Read on Google (review by Ty Whaley, opens in new tab) - ★★★★★
“This team is the best of the best. I worked with Mike and Matt and our situation was a little out of the ordinary and they absolutely knocked it out of the park but also we closed in 3 weeks who does that!”
Blake Cottone · 2026 Read on Google (review by Blake Cottone, opens in new tab) - ★★★★★
“Even as our financial situation has become more complex with business ownership and other streams of non standard income he made the process very easy.”
Nathan Davis · 2026 Read on Google (review by Nathan Davis, opens in new tab) - ★★★★★
“As a business owner it can be more difficult to get a mortgage at times, however Matt and his team were on top of the situation from the get go.”
David Gorman · 2026 Read on Google (review by David Gorman, opens in new tab) - ★★★★★
“I had a complex home buying situation but Matt immediately sorted through the mess and gave me multiple options that got me in the home I wanted.”
Mark Goolsbay · 2025 Read on Google (review by Mark Goolsbay, opens in new tab) - ★★★★★
“He is a great sounding board and goes above and beyond to make sure we understand everything and feel comfortable at the closing table.”
Aaron Evans · 2025 Read on Google (review by Aaron Evans, opens in new tab) - ★★★★★
“Matt managed to turn around my new mortgage loan in record time—less than two weeks! His efficiency and expertise were truly impressive.”
jglover3207 · 2025 Read on Google (review by jglover3207, opens in new tab) - ★★★★★
“Amazing communication, quick to answer questions, and even though I work in the real estate world, I still felt taken care of every single step along the way!”
Taylor Garcia · 2024 Read on Google (review by Taylor Garcia, opens in new tab) - ★★★★★
“Matt went above and beyond. My life situation was full of chaos.”
Jody Burt · 2024 Read on Google (review by Jody Burt, opens in new tab) - ★★★★★
“It was a long process for the build of our new house, but he was there to give advice every step of the way.”
Kyle Thompson · 2023 Read on Google (review by Kyle Thompson, opens in new tab)